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A dealer cannot use your credit information to take a deposit unless you agree to it
BC law says who can collect, use, and store personal information. You have the right to know how and why a dealer is taking your information. The general rule is that it must only be used for the same purpose for which it was collected.
A dealer cannot use your credit information to take a deposit unless you agree to it. If the dealer charges your credit card for a payment you did not approve, report it to the credit card company. Ask the company to reverse the charge due to fraud.